Overlay Title
Savings with Long-Term Protection, All at Once
Sections
Desktop Image
Mobile Image
Heading
You save with purpose, so you and your family can move ahead with confidence. A savings plan combines long-term savings with protection, helping you stay prepared for life’s milestones. Because future planning must come Sabse Pehle.
Benefit Items
Icon
Title
Guaranteed Returns with Life Cover
Icon
Title
Long-Term Savings and Tax Benefits
Icon
Title
Regular Income or Lum Sum Payout Benefit
Icon
Title
Tax Benefits
Benefits Image
Description
You save with purpose, so you and your family can move ahead with confidence. A savings plan combines long-term savings with protection, helping you stay prepared for life’s milestones. Because future planning must come Sabse Pehle.
About Insurance Plan Title
What is a Savings Plan?
Insurance Plan Desktop Image
Insurance Plan Description
A savings plan is designed to help you build long-term savings in a systematic manner while offering life insurance cover. It supports your future goals and provides assured or market-linked benefits at policy maturity, while being a low-risk investment option. In the event of your untimely demise during the policy tenure, the family or beneficiary receives the payout to secure their financial future.
Unlike a term life insurance plan that focuses only on protection, a savings plan combines financial security with wealth creation. If you survive the policy term, you receive maturity benefits that can be used to fund key life goals such as your child’s education, retirement, or other milestones. By offering structured savings, planned payouts, and life cover under a single plan, it becomes a reliable tool for long-term financial planning.
Unlike a term life insurance plan that focuses only on protection, a savings plan combines financial security with wealth creation. If you survive the policy term, you receive maturity benefits that can be used to fund key life goals such as your child’s education, retirement, or other milestones. By offering structured savings, planned payouts, and life cover under a single plan, it becomes a reliable tool for long-term financial planning.
Insurance Plan Mobile Image
Benefits Heading
What are the Benefits of a Savings Plan?
In Popular Searches
Off
Term life details
Benefit Icon
Benefit Title
Disciplined Savings
Benefit Description
Promotes a structured saving habit through regular, planned contributions over the policy term.
Benefit Icon
Benefit Title
Life Cover
Benefit Description
Provides a financial safety net for your family with a payout in case of an unfortunate event.
Benefit Icon
Benefit Title
Goal Planning
Benefit Description
Supports long-term financial goals by combining consistent savings with planned investing.
Benefit Icon
Benefit Title
Tax Efficiency
Benefit Description
Offers potential tax benefits on premiums paid and maturity proceeds, helping improve overall returns.
Benefit Icon
Benefit Title
Retirement Savings
Benefit Description
Through timely contributions, a savings plan helps accumulate wealth for a financially secure retirement.
Heading
You Can Invest in a Savings Plan If You Are A…
Factor Details
Factors Image
Factors Title
Young Professional
Mobile Image
Factors Desc
Build long-term savings while securing life cover from an early stage.
Factors Image
Factors Title
Tax-Sensitive Individuals
Mobile Image
Factors Desc
Grow your savings efficiently while availing tax benefits.
Factors Image
Factors Title
Risk-Sensitive Investors
Mobile Image
Factors Desc
Make stable savings with predictable returns and life insurance protection.
Factors Image
Factors Title
Entreprenuers
Mobile Image
Factors Desc
Create a structured savings corpus alongside life cover.
Factors Image
Factors Title
Family Breadwinners
Mobile Image
Factors Desc
Secure your family’s future with assured savings and financial protection.
Heading
What are the Different Types of Savings Plans?
Term Types Details
Term Title
Endowment Plans
Term Description
An endowment plan is a traditional life insurance plan that offers a structured approach to wealth building by combining life cover with long-term savings. It provides assured maturity benefits, along with potential bonuses, helping you steadily grow a low-risk corpus for key life goals such as education, home ownership, or retirement planning.
Mobile Image
Term Image
CTA link
Term Title
Money-Back Plans
Term Description
A life insurance money-back plan blends protection with periodic liquidity, making it ideal for planned cash flows. By offering scheduled payouts during the policy term along with continued life cover, they support ongoing financial needs while contributing to long-term wealth accumulation.
Mobile Image
Term Image
CTA link
Term Title
Unit Linked Insurance Plans (ULIPs)
Term Description
ULIPs combine life insurance protection with market-linked investment options. ULIPs are designed for goal-oriented wealth management. They allow you to build wealth across equity and debt funds, adapt your strategy through fund switches, and access partial withdrawals, while ensuring financial protection for your family.
Mobile Image
Term Image
CTA link
Factors Types
Factor Type Title
Evaluate Your Needs
Factor Type Description
Roughly define your short-term and long-term life goals before choosing a plan for better clarity.
Factor Type Title
Compare Plans
Factor Type Description
Compare plans based on your goals, such as wealth creation, retirement savings, or financial security.
Factor Type Title
Check the Risks and Returns
Factor Type Description
Understand your risk appetite and compare interest rates, returns, and market-linked risks before choosing a plan.
Factor Type Title
Review Terms and Conditions
Factor Type Description
Read and review the terms and conditions around the lock-in period to avoid liquidity issues.
Factor Type Title
Look for Customisation
Factor Type Description
Select flexible plans that allow you to adjust your premiums, add top-ups or riders, and allow flexible withdrawals.
Heading
What are the Factors to Consider While Investing in a Savings Plan?
Desktop Image
Title 2
Your savings plans knowledge is complete.
Mobile Image
Description
Welcome to the community of financially informed individuals who value security, trust, and smart planning. Share your certificate and inspire your circle to prioritize financial awareness.
Downloadable Image
Title 1
Congratulations!